Press Releases | Bluestone Commercial Capital

Understanding the Benefits of Bridge Loans for Businesses

In the ever-evolving landscape of business finance, the ability to act quickly can be a decisive factor in seizing lucrative opportunities. Bridge loans, short-term financing solutions designed to "bridge the gap" between the need for immediate funding and permanent financing, offer businesses that critical advantage. Here's a closer look at the benefits of bridge loans and why they might be the perfect solution for your business needs.

Using your IRA to invest with Bluestone, collaboration with Madison Trust

Bluestone Commercial Capital is pleased to announce its collaboration with Madison Trust Company. This relationship will allow tax-advantaged funds from Self-Directed Individual Retirement Account (IRA) to be invested with Bluestone.

Small Business Real Estate Lending: How the Bluestone Model is Unlocking Opportunities for Growth

As the markets remain uncertain and traditional lenders retreat from smaller balance loans, the role of real estate lending in supporting the growth and success of small businesses is crucial. Small businesses have emerged from the COVID-19 pandemic needing more brick-and-mortar locations as customers are returning to stores and workers return to the office. The unique challenges faced by small businesses in acquiring and financing real estate are often not addressed by banks, forcing alternative lenders to fill the void. Lenders like Bluestone provide a pathway to growth by extending real estate credit to small business owners, creating opportunity for underserved borrowers like women and minority-owned businesses. By understanding how small business real estate lending helps to drive the growth of the economy, lenders and small business owners can collaborate to foster economic development, create jobs, and drive innovation.

Understanding the Capital Stack: How Bluestone “Stacks-up”

Real estate is typically capitalized with a mixture of equity and debt, together called the capital stack. While Bluestone Private Credit Fund (“BPCF”) sits in the senior debt layer of the stack, many other real estate-based investments available to private investors are subordinate to senior debt. It is important for you to understand where your capital is on the stack as you make investment decisions and analyze your risk tolerance.