Grow Your Real Estate Portfolio with Bluestone’s Fix and Flip Loans

Bluestone makes real estate investing easier with flexible fix and flip loans designed for fast closings. Whether you’re buying, renovating, or selling, we provide the financing you need to maximize your returns.

Please CALL US AT 856-470-3200

Our Fix and Flip Loan Terms

We offer transparent and customized Fix and Flip loan terms that can be tailored to fit your needs, so whether you’re looking for quick turnaround or longer-term investment opportunities, we’ve got you covered.

Fix and Flip loan guidelines

Project type
SFR, 1-4 unit multi, condos case by case
Loan Minimum
$200,000
Loan Maximum
$2,500,000
Term
6-24 months
Max Loan to ARV
75.00%
Max Loan-to-Cost (LTC)
92.50%
Minimum FICO
640
Locations
Nationwide except AZ, VT, SD, ND, NV, LA, Memphis, and Baltimore
Interest rate
Starting at 9.99%
Use of Proceeds
Purchase, Demo, Rehab, permit fees, contractor fees
Origination fees
2%+
Interest reserve
2 months
Experience required
none

Bluestone by the Numbers:
The Power of Fast & Flexible Financing

When you choose Bluestone for your fix and flip loan needs, the results speak for themselves:

$100 Million+ 

Funded in
Commercial Loans

150+

Loans
Originated

Flexible Terms

1-3 Year Loan
Options

Features of Our Fix and Flip Loan Program

Bluestone offers financing for house flipping with benefits tailored to investors:

Fast Approval Process

Access funds quickly. With loan closings in 10-14 days, you never miss out on a profitable opportunities.

Flexible Loan Terms

Choose loan terms that align with your timeline and renovation needs.

Competitive Loan Rates

Take advantage of attractive fix-and-flip loan rates, which can help you save money while improving your ROI.

Expert Real Estate Knowledge

Benefit from our extensive expertise to ensure your project runs smoothly from start to finish.

Quick, seamless draws with expert inspectors

Access your funds faster with hassle-free draw requests, verified by experienced inspectors to keep your project moving smoothly.

No Hidden Fees

Enjoy a transparent loan process with no unexpected fees or surprises. What you see is what you get.

Who Qualifies for a Fix and Flip Loan?

Bluestone makes qualification simple for investment property loans. You’ll need:
  • Find a Property

    Typically, you want to look for properties that are in need of a face-lift and have active sales comps within the area.
  • Creditworthiness & Track Record

    Lenders will review your financial history and ensure you have completed similar projects in the past.
  • Clear Exit Strategy & Timeframe 


    You must have a clear plan and timeframe for your project so your loan terms can reflect the anticipated project duration.
  • Property Type


    The fix and flip loan product is solely for 1-4 Family (single-family, duplex, triplex, quadplex) investment properties. Condos on a case by case basis.

Why Real Estate Investors Trust Bluestone

Our fix and flip loans help you maximize your ROI, minimize risks, and complete projects faster. Here’s what makes Bluestone the ideal choice:

Fast Funding

Get the funds you need in as little as 10-14 days to start purchasing and renovating properties without delay

Customizable Loan Terms

We offer flexible loan options to suit your project’s specific needs, giving you more control over your financing.

Expert Guidance

Utilize our industry knowledge and connections to navigate your fix-and-flip project with confidence.

Ready to Flip Your Next Property? Apply for Your Fix and Flip Loan Now

Don’t wait for funding. Bluestone Commercial Capital offers fast, flexible fix and flip financing to help you close deals, complete renovations, and maximize your property investments.
Get Funded Fast
Apply Now
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